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Internet Banking and Privacy Policies

Privacy policy legislation affects internet banking just as it does any other type of banking establishment. You might want to keep your personal information private. If so, it is good to know how your bank treats privacy policy. A study was done to determine how well different banks, including internet banking companies, dealt with privacy [...]

Books on Internet Banking

There are many intellectual books on internet banking. There seem to be few that the average person can read and understand. With a little investigation at your local bookstore and online, you can find some fairly recent books that have something to say to the average consumer about internet banking. Scams and Swindles: Phishing, Spoofing, [...]

Problems with Internet Banking

Most people who have accounts with traditional banks do some internet banking now. Some are hesitant because of problems they see in the industry. While there are some disadvantages to internet banking, many of the problems start with the consumer. For example, there are still quite a few people who do not use internet banking [...]

Time Management – It’s Not Work That Kills You

Talking of good time management, the first thing that comes to our mind is our professional work or household duties. People say they spend a lot of time in the workplace, hence, do not have time to spend with their family or on themselves. Wrong! The fact is people waste a large amount of time [...]

Phishing And Fraud – What Is It?

Phishing is a very sneaky type of fraud conducted over the Internet. Its name is a throw back to the early days of hacking and identity theft and the practice of phone phreaking. While there can be very complicated schemes devised, they are all based on a very simple concept. Phishers try to persuade you, [...]

Steps To Take If You Are A Victim Of Identity Theft

Identity theft can be one of our worst nightmares, since the stolen identity is always used for illegal purposes. Apart from having your identity stolen from you, you could also become a target of litigation from parties hurt by the actions of the identity thief. So what should you do if you ever become a [...]

How to Prevent Identity Theft

In 1996, Mari Frank lost her identity to an internet hacker when a stranger accessed her credit report online. Ten months later, Frank, of Laguna Niguel, California, had a creditor call him about “her” outstanding debt and it was a lot, a huge lot, including payments for a red convertible that she apparently bought. What [...]

Understanding An Adjustable Rate Mortgage

Among the options you have when choosing a mortgage loan, there are those of a fixed or adjustable interest rate. While the fixed rate is easy to understand – the same interest throughout the life of the loan, it could be a good idea to have a closer look at how an adjustable rate mortgage [...]

Questions From an Identity Theft Victim

Identity theft is a crime in which the imposter obtains key pieces of information such as Social Security and driver’s license numbers to obtain credit, merchandise and services in the name of the victim. The victim is left with a ruined credit history and the time-consuming and complicated task of regaining financial health. The imposter [...]

APR and FEES Credit Cards

Many card providers calculate APR based on several tables. The APR is part of the package when receiving a credit card that you must understand to avoid debt. Nowadays, nearly any company that offers consumers the ability to pay their debts via phone will charge a fee. The fee sometimes starts at $1.50 and reaches [...]

Get a credit card with a low interest rate

Before you choose a credit card it would be wise to first find out the interest rates offered by all the credit card companies and banks. While you compare credit card companies and banks, take note of the ones with low interest rates and offer the best benefits. Don’t miss the fine print as that [...]

What You Need to Know about Identity Theft

When somebody uses your personal information, such as your name, address, phone number, credit card number, social security number and so on, with the intent to fraud or deceive, then they are committing identity theft. Typically, the information is used for financial gain by the thief. It may be to make unauthorized charges on your [...]

A Credit-free Card: What is a prepaid credit card?

In this high-tech era of computers and machines, the purchasing power of people is mostly based on credit. Nowadays, credit cards are almost indispensable in almost any business transaction. For one, nobody can purchase anything online without a credit card. People who have a poor credit history though, will have a hard time getting or [...]

How to Prevent Internet Banking Fraud

Internet banking, like any other business arena, is susceptible to fraud. Phonies abound in every type of business, and this is no different. Yet, there are some ways you can prevent being taken. One kind of fraud is done on fake bank sites. These are look-alike sites that imitate your internet banking website. They sometimes [...]

Capital One Financial Cards

We all need money to live to tell the tale and from time to time when our cash is low, a credit card can come in handy. Credit cards can also come in handy if you are traveling. Since, most people hate to carry cash while traveling they will often use a major credit card. [...]

How to Keep Your Internet Banking Account in the Black

If you keep a large balance in your internet banking account, it may be easy for you to keep it in good standing. However, if you are like many people, you might be running on a tight budget. If so, you will need to be careful about how you handle your account. One of the [...]

Red Alert Credit Cards

Therefore, you think you want a credit card and only know that the cards will provide you credit when you are low on funds. Nowadays, you need to know more that defaults, late fees, APR, annual fees, cash advance, rewards, and so forth to understand credit cards. Recent reports have clearly made known that these [...]

More Than Meets The Eye: What Is A Chase Credit Card?

With so many credit cards dominating the market these days, people can no longer tell the difference between one card to another. It all seems like a wide array of credit cards all committed to provide the consumers with substantial means in cashless shopping. However, there is one credit card that aims to be above [...]

For Reality: What Is A Low Apr Credit Card

Shopping had never been lousy since the advent of credit cards. Since then, people had always been indulging into various cashless shopping due to the convenience of the credit card. However, most people get credit cards only for the sake of shopping. They do not even read the fine print on their credit card and [...]

Asian Countries Worried About Identity Theft

For many people in Singapore and other Asian countries, theft of their identities is the biggest worry they face, according to the latest Security Index. Eighty percent of people who were surveyed in Singapore along are worried about others stealing their identities or using their credit cards without their knowledge. Hong Kong and Malaysia had [...]

Are You in the Ballpark? (finally, The 21st Century Creative on YouTube)

Have you ever had the experience of getting tantalisingly close to a big opportunity in your creative career a but not quite making it? Maybe it was a pitch, or a competition, a publishing opportunity, a senior role, or a funding application. Maybe you got really positive feedback. They said you were great, your work […]

The post Are You in the Ballpark? (finally, The 21st Century Creative on YouTube) appeared first on Creative Coach | Mark McGuinness | Since 1996.


Creative Disruption: How 12 Creatives on 5 Continents Rose to the Challenge of the Pandemic

When the Covid 19 pandemic struck in 2020, human life on earth was massively disrupted. Not only the human tragedy of millions of lives lost, but also the social and economic damage caused by the virus and our attempts to control it. As a writer and a coach for creatives, I have been particularly concerned […]

The post Creative Disruption: How 12 Creatives on 5 Continents Rose to the Challenge of the Pandemic appeared first on Creative Coach | Mark McGuinness | Since 1996.


How I Created, Funded and Launched My New Podcast (while the World Was in Meltdown)

Welcome to Episode 10 of the Creative Disruption season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Itas been my most ambitious season yet, with creatives from 5 continents and probably the closest Iall ever […]

The post How I Created, Funded and Launched My New Podcast (while the World Was in Meltdown) appeared first on Creative Coach | Mark McGuinness | Since 1996.


From Tattoos to NFTs with Ichi Hatano

Welcome to Episode 9 of the Creative Disruption season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. This week we are off to Tokyo, to meet Ichi Hatano, a wonderful artist whose work has deep […]

The post From Tattoos to NFTs with Ichi Hatano appeared first on Creative Coach | Mark McGuinness | Since 1996.


Using Lockdown to Launch a Dream Project with Nicky Mondellini

Welcome to Episode 8 of the Creative Disruption season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Have you ever had the idea for a creative project that youave never quite got round to starting? […]

The post Using Lockdown to Launch a Dream Project with Nicky Mondellini appeared first on Creative Coach | Mark McGuinness | Since 1996.


All Arts Are Performing Arts

If you work on your own a in your office or studio, or your bedroom or at your kitchen table a it can feel like no one is watching. So it doesnat matter whether you show up. If you skipped a day on your novel, who would know? If you didnat go to the studio […]

The post All Arts Are Performing Arts appeared first on Creative Coach | Mark McGuinness | Since 1996.


Taking Deep Work Online with Laura Davis

Welcome to Episode 7 of the Creative Disruption season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Today weare focusing on a creative sector that is close to my heart, which was massively disrupted but […]

The post Taking Deep Work Online with Laura Davis appeared first on Creative Coach | Mark McGuinness | Since 1996.


Sometimes You Have to Grind the Work Out

A few months ago I was listening to the DavidBowie: AlbumtoAlbum podcast, a terrific show about Bowie hosted by Arsalan Mohammed. In Season 3 episode 11 Arsalan spoke to Donny McCaslin, the leader of the jazz band that Bowie discovered in a New York club, and asked to work with him on what turned out […]

The post Sometimes You Have to Grind the Work Out appeared first on Creative Coach | Mark McGuinness | Since 1996.


Helping Musicians Through Lockdown with Charlotte Abroms

Welcome to Episode 6 of the Creative Disruption season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Today we are off to Australia in the company of Charlotte Abroms, a music manager based in Melbourne […]

The post Helping Musicians Through Lockdown with Charlotte Abroms appeared first on Creative Coach | Mark McGuinness | Since 1996.


Work on Multifaceted Projects

Last week I suggested that if youare serious about achieving your creative ambitions, you need to think in terms of projects, not tasks. Because if you get up every morning and ask yourself aWhat should I work on today?a you risk making decisions based on what feels urgent right now, rather than what will make […]

The post Work on Multifaceted Projects appeared first on Creative Coach | Mark McGuinness | Since 1996.


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